No matter what profession one works in, when a worker is injured on the job or suffers a work-related illness, it can be extremely detrimental for the worker. They are no longer able to work because of their injury or illness. In addition to not earning any wages, the worker is also dealing with medical bills, ongoing treatment and even rehabilitation. This can become an overwhelming situation, causing some workers to seek out assistance to understand their options.
How can workers’ compensation help injured or ill workers? To determine if these benefits are available to you, eligibility must be established. There are two main factors used to determine eligibility. First, you must be an employee, and second, you must have suffered an injury or illness as a result of your employment. While these factors help establish eligibility, this does not guarantee it, as an employee must have been in compliance with workplace rules and regulations at the time of the incident.
When an injured or ill worker is approved for workers’ comp, there are various benefits a worker could enjoy. These include the payment of lost wages due to the fact that they can no longer work. In addition, one could seek payment for medical bills, rehabilitation and vocational rehabilitation. Depending on the severity of the injury, this could encompass a wide range of benefits.
Following a workplace injury or workplace-acquired illness, it may seem obvious to seek workers’ compensation. However, initiating a workers’ comp claim is not as simple as it might seem. In addition, a claim could be initially denied if the application is incomplete. Thus, it is important that employees injured on the job or suffering from a workplace illness understand their options when it comes to addressing the losses associated with such a condition.