A sudden injury or a medical diagnosis can really shake up a person’s life. This is especially true when an injury or illness is so severe that it completely impacts a person’s ability to lead a normal life. In these cases, it may be challenging to hold down a job and mange to pay the necessary bills. In these matters, it can be vital to apply for Social Security disability benefits.

Applying for SSD benefits may seem like a simple and straightforward process. Nonetheless, it is a process that many individuals have trouble initiating and working through, as it is clear many applicants are initially denied. Because of this, it is important to be informed about the process and what one can do to make it easier on them.

Social Security disability insurance is a coverage that workers earn. This means that they need to pay in for a certain amount of years to earn this benefit. Based on a person’s age and how long they have been working, he or she may have enough work credits to apply for SSDI benefits if he or she is suffering a disabling injury or illness.

The idea behind SSD benefits is that it helps a disabled person meet his or her basic needs. For 2018, this meant receiving $1,197 a month to help pay for these financial needs. Additionally, the SSD program has initiatives to help a disabled worker regain the ability to work. These programs help a recipient return to work without losing these necessary benefits.

Whether you are seeking initial benefits, beginning the appeals process or have concerns about your current benefits, it is important to consider your rights and options. A legal professional can guide you to the right answer to help better protect your rights.