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April 2016 Archives

GPS: Does it Improve or Worsen your Driving?

Gone are the days of using maps. Now most drivers rely on GPS technology. While using GPS is extremely convenient, it can also be dangerous. Safety precautions installed in most vehicles only allow the driver to enter destination information if the vehicle is parked. However, many drivers make impromptu and rash decisions while driving and following GPS directions. Making a quick turn without signaling, executing an improper U-turn and other unplanned actions made in attempting to follow GPS directions can quickly cause a serious accident.

Are Psychological Injuries Recognized as Georgia Workplace Injuries?

Georgia workers who suffer certain psychological workplace injuries may be entitled to compensation. Most people think of physical injuries when they hear the phrase "workplace injuries," but a job-related accidents can cause psychological injuries. Georgia worker's compensation law covers injuries that "arise out of" and occur "in the course of" their employment duties. In other words, not all psychological injuries are entitled to compensation.

Common Workplace Injuries

Injuries in the workplace occur every day. Whether it is a slip and fall in an office or a severe laceration at a construction site, you may be entitled to workers' compensation benefits. The U.S. Department of Labor keeps track of the types of on the job injuries that are reported and how frequently they occur. Below are some of the most common workplace injuries:

Drunk Driving & Georgia's Dram Shop Laws

Drunk driving is still a serious problem facing motorists every day. A fatality resulting from an individual driving under the influence of alcohol traumatizes families and communities on a regular basis. Sadly, every DUI crash is preventable if another party has the opportunity (and takes it!) to intervene before the intoxicated person gets behind the wheel of a vehicle. As a result, Georgia law recognizes that certain business owners have a duty to take action to prevent drinking and driving. These laws are often referred to as "dram shop" laws and they impose liability for wrongful death claims in certain cases. If applicable, dram shop laws allow the victim to bring a civil action against the server and the owner of the bar.

How will an Accident with an Uninsured Motorist Impact MY Insurance?

We all know it is important to have car insurance, but some drivers do not understand why having uninsured/underinsured motorist (UM/UIM) insurance is necessary. Unfortunately, there are many drivers on the road who do not have insurance coverage. Thus, having UM/UIM insurance is important to cover your damages if you are injured due to the negligence of another driver.

Children & ATVs

All-terrain vehicles (ATVs) can be exciting and fun, but they can also be extremely dangerous, particularly to children. In fact, a study performed by researchers at the University of Arkansas for Medical Sciences reveals that fatal accidents were most commonly the result of children riding adult-sized ATVs or children that were not wearing safety helmets. Ninety-five percent of the ATV accidents that result in a fatality in the study involved victims that were riding large vehicles. Despite warnings and media attention revealing the dangers of allowing children to ride large ATVs, many kids are still getting hurt or killed by adult-sized ATVs. A child should not be allowed to ride (even as a passenger) on adult-sized ATVs.

Don't Drive Drowsy

If you have ever driven a long distance, you probably know how sleepy it can make you. Driving while you are too tired is a common cause of auto accidents. If you are yawning frequently or nodding off while behind the wheel, it is important that you stop the car and take a break.

Georgia's Drivers are Texting & Wrecking

Even though there are numerous campaigns warning of the dangers of texting while driving, people all over Georgia continue to do it. According to the U.S. Government Website for Distracted Driving, "[a]t any given daylight moment across America, approximately 660,000 drivers are using cell phones or manipulating electronic devices while driving, a number that has held steady since 2010." Further, the average amount of time a driver's eyes are off the road while texting is five seconds. If that driver is traveling 55mph, that is enough time for the vehicle to cover the length of a football field.

Child Seats Recalled by Evenflo

Evenflow, the manufacturer of child safety car seats, has voluntarily recalled more than 56,000 Transitions 3-in-1 Combination Booster Seats. The recalled seats have model numbers 34411686, 34411695, and 34411029, and they have production dates between from December 18, 2014, and January 29, 2016.

What is "Insurance Stacking?"

Having car insurance is important in any accident, but especially when an uninsured or underinsured motorist (UM/UIM) hits your vehicle because that driver does not have adequate insurance to cover your medical bills, lost wages, and pain and suffering. In this situation auto insurance "stacking" can be a lifesaver. Not all states allow stacking, but Georgia does. Here is how it works.

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